Page 72 - MASALA Magazine Vol.15 Issue 4 | April - May 2024

Navigating the depths of personal finance with Pichai Chawla,
the visionary of unseen opportunities.

B Y GR ACE CLARKE

ersonal finance becomes a key concern as individuals
establish themselves professionally. When you venture
into the business world and start to make a living for
yourself, you begin to wonder about other avenues to generate
income. The pursuit of multiple revenue streams, whether for personal
gain, family support, or business growth, necessitates meticulous
research, a deep understanding of financial instruments, and an
acknowledgement of risk. As with many, my own forays into the
murky waters of investment have encountered moments of confusion
and uncertainty. While online resources offer a wealth of financial
information and recommendations, the limitations of self-learning
can hinder the development of a comprehensive understanding. So,
what better way to get a grasp on financial literacy than sitting down
for a discussion with an expert from the community? Embracing

Introducing: Pichai Chawla, a seasoned expert in personal finance
and investments, renowned within the Thai investment community individual paths
for his knowledge and insightful contributions. His expertise is widely
recognized through his active presence on various platforms, including
his influential Facebook page (@pichaichawlaofficialpage) and and swimming
features in popular finance channels such as Money Chat Thailand,
Kim Property Live, and Super Trader Republic on YouTube and against the
Facebook. Additionally, Pichai is also an accomplished author, with
notable works including Get Rich Through Real Estate Without Using
Money. He is also credited as the originator of innovative financial current allows us
principles such as the 3 Percent Principle, which underscores the
notion that only a small fraction – around three percent – of individuals
achieve significant financial success through their investments. Beyond to unlock new
his involvement in the personal finance realm, Pichai currently
serves as the Executive Director of the Chawla Chiang Mai Group, opportunities
renowned for its property and franchise operations, including the
B2 Hotel Group, a boutique and budget hotel chain. The group’s
presence extends across 24 key locations in Thailand, showcasing its and expand
significant expansion and impact in the hospitality industry.

Taking this into account, I had the privilege of meeting this expert our investment
at a café, offering a chance to explore his knowledge and insights
in the field. We met bright and early in the morning, my notes
brimming with questions for his expertise. Pichai greeted me warmly, horizons.
his demeanour welcoming and composed as we embarked on our
conversation.

72 | MASALA MAGAZINE APR-MAY 2024