Page 74 - MASALA Magazine Vol.15 Issue 4 | April - May 2024
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employing individual strategic   it’s essential to remain mindful of economic
                                                       thinking and creativity in   fluctuations while making decisions. For
                                                       financial decision making. While   instance, despite predictions of an impending
                                                       this principle might appear   US economic downturn in recent years, US
                                                       straightforward, consistently   stocks actually saw an upward trend. I viewed
                                                       applying it requires significant   this as an opportunity to diverge from the mass’
                                                       resilience. Implementing it often   consensus. When the majority avoids certain
                                                       challenges our existing beliefs,  investments due to perceived overvaluation,
                                                       ingrained knowledge, and the   I see it as a chance to join the minority and

                                                       information we encounter daily.  capitalise on potential growth.
                                                       This difficulty may explain why
                                                       only 3 percentage of people are   My approach may appear unconventional
                                                       able to fully achieve success with   to some, but that’s precisely the point. By
                                                       this principle.           deviating from mainstream economic
                                                                                 trends, investors like myself gain greater
                                                       Can you share more about   flexibility and choice. Following the herd
                                                       your journey in becoming a   mentality, whether it’s focusing solely on
                                                       public figure, particularly the   large-scale companies, cryptocurrencies, or
                                                       experience of transitioning   other popular trends, limits our investment
                                                       into the public domain to   creativity. Embracing individual paths and
                                                       provide insights about the   swimming against the current allows us to
                                                       financial sector within the   unlock new opportunities and expand our
                                                       Thai-Indian community?    investment horizons.


                                                       My theory began gaining   Given your positive outlook on investing
                                                       attention when it became   in the stock market, are there specific
                                                       apparent that many people in   industries or sectors you believe hold
                                                       Thailand had not previously   significant growth potential in the
                                                       considered the concept of the   current economic landscape?
                                                       3 Percent Principle. This led
           Could you tell us a bit more about                                    Following my personal philosophy rooted
           your personal story - such as your   to opportunities for me to share my theory   in the 3 Percent Principle, I believe that
           upbringing and studies?            with the public through mainstream media,   cryptocurrencies currently hold promising

                                              subsequently building a following. Ultimately,
           I completed my studies at Chiang Mai   it reflects the reality of our capitalist society,   potential in the market. Take Bitcoin, for
           University, specialising in Business. The   where only a small fraction of individuals   instance: while many perceive it  as  an
           majority of my understanding in this domain   achieve significant financial success.  opportune moment to invest due to its
           was gained through practical, real-world                              upward trajectory to USD 70,000, I see it as
           experiences.                       My theory highlights the limitations of blindly   an optimal time to sell.
                                              following prevailing business and financial
           What inspired your interest in personal   trends, emphasising that success cannot   Those uninterested in cryptocurrencies
           finance and trading?               be guaranteed by simply making popular   typically aren’t the primary focus when

           Around 20 years ago, my intrigue with   decisions.                    considering investments in this market.
           investments was sparked as I observed                                 However, for those engaged in it, the
            that many individuals, including those in   This principle extends beyond business   continued upwards market growth might
           my immediate circle, were not achieving   into everyday decision making. Many   seem like a clear signal to invest further. Yet,
            successful returns on their investments. This   individuals rely on graphs, numbers, and   by following the principle, I advocate for a
           observation presented an intriguing challenge   personal experiences to guide their financial   different approach. While the majority may
            that captured my interest.        investments, but they often overlook   view the rising market as a cue to invest, I
                                              whether they are following the same path   believe it’s actually an ideal time to sell your
           Over time, this curiosity evolved into a   as the majority. Consequently, they make   Bitcoin and exit the market.
            perspective where I began to see personal   decisions based solely on these factors without
           finance as a cognitive process – a principle   considering if they’re falling into common   Can you provide some details about
           I developed independently. It all stemmed   patterns.                 your role as a public figure and why
            from a simple question: “Why do individuals                          you’ve specifically selected Facebook
           often face financial losses when venturing   How do you approach forecasting   as your key platform for sharing your

           into stock market investments?” This question   economic trends, and which tools or   financial expertise?
            prompted me to delve deeper into the matter,    methods do you find most effective?  I opted for Facebook due to its widespread
           leading me to recognise that only a small   Firstly, it’s important to distinguish between   usage among the general public, making it
            fraction of investors actually succeeded in   business and investments. Business operations   easily accessible to a broad audience. However,
            generating profits and accruing interest on   and keeping ventures afloat are largely within   while I acknowledge the convenience of
            their investments.                our control, irrespective of the current   online accessibility, I must emphasise that
                                              economic climate. As a businessperson, I   not all my insights are infallible. At times,
           This notion also inspired the development   prioritise continually improving my business   my perspectives may evolve, or change.
           of my 3 Percent Principle, emphasising   rather than fixating on the immediate state   Nonetheless, I strive to share insights,
            the significance of breaking away from   of the economy.             financial news, and ideas as accurately as
           conventional  groupthink  in  investment                              possible.
           choices. Instead, it underscores the value of   Conversely, when it comes to investments,



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