Page 32 - Masala Lite Issue 169 January 2025
P. 32

32                   CASH COURSE WITH ATUL




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                                                                             you have later in life to devote
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                                        MONEY AND                            yourself to spirituality. Even
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                                        MINDFULNESS                          poi n ts,  they  mak e   e that
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                                                                             and  are  eye-opening.
                                                                             and  are  eye-opening.  It  It
                                                                             made me appreciate that
                                                                             made me appr
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                                        CAN EXIST IN                         money and mindfulness
                                                                                                 s
                                                                             money and mindf
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                                                                             are not mutually exclusive.

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                                        HARMONY                              Both are tools – one external,  ,
                                                                             the other internal – that can
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                                                                             help us cr
                                                                             help us create a life of greater

                                                                             fulfilment.
                                                                             Ther e ar e cl ear benefits that
                                                                             There are clear benefits that
                                                                             meditation and/or mindfulness
                                                                             meditation and/or mindfulness
                                                                             practice can have on financial-related
                                                                             pr actic e  can  hav e  on  fi     nancial -r elat ed
                                                                             matters. Even if you do not meditate and
                                                                             m a t t e r s .   E v e n   i f   y o u   d o   n o t   m e d i t a t e   a n d
          A BRIEF SUMMARY:
                                                                             have no intention to, appreciating some of
          • I was at a talk recently where a spiritual teacher spoke about how money   these relationships may be helpful.
             and mindfulness are friends, not foes.                          More clarity, better decisions
                                                                             Meditation can sharpen our ability to focus and reduce impulsive behaviour. These skills

          • The values that meditation promotes can help in making better financial   transfer well when related to financial decisions. Making decisions in the heat of the moment

             decisions.
                                                                             often ends up being regarded as mistakes later.
          • The mental clarity that mindfulness practices seek can help one curb emotional   Being able to better control emotions can combat
             decision-making and avoid costly mistakes.                      this. Keeping the long-term goal(s) in mind can help
                                                                             when things are tough.  If you invest your savings,
          • A balance between being aggressive and cautious is key in all matters of risk.     there are likely to be ups and downs.  Nothing goes
             Even if you do not meditate and have no intention to, appreciating these   up in one straight line – not even Bitcoin. Mental
             relationships may be helpful.                                   clarity can help one stick to the plan and better
                                                                             combat some of the bumps along the way.
                                                                             Finding balance
        Friends, Not Foes                                                    The balance that mindfulness promotes can be
        Money, mindfulness and meditation can help each other thrive, contrary to what many   applied in many ways to finances. Financial markets

        may think. I was at a talk recently given by a spiritual teacher who used to be an investment   are described as swinging back and forth on a
        banker in Hong Kong. The subject of his speech was how the pursuit of money fits well   pendulum where the two ends are fear and greed.

        with a spiritual pursuit. He believes that there is an impression that ambitions related to   Too aggressive or too cautious rarely serves someone
        making and growing money exist at odds with spirituality. Chasing financial success is   well in the long run. The appropriate balance

        something impure and driven by greed.
                                                                             somewhere in between can allow compound
        The argument was simple: everyone has a karmic debt to repay through some form of   interest to run rampant.
        work to society. The more you work and aggressively pursue money today, the more time
                                     Choosing to Thrive
                                  Darshan Mehta advocates for
                                embracing new beginnings in the
                                              New Year

        As the calendar turns and we welcome a new year, many of us take a moment to reflect
        on our lives—the struggles we’ve endured, the victories we’ve celebrated, and the
        possibilities that lie ahead. At this crossroads, we often ask ourselves, “What do I want
        this year to be?” It’s a question that challenges us to consider how we move through
        life: Do we merely survive, or do we choose to thrive?

        Survival is a natural instinct. It’s about staying afloat, meeting basic needs, and getting
        through each day. Survival often feels safe, familiar, and necessary, especially in times
        of uncertainty. If you’re in survival mode, there is no shame in that. You’re doing what
        you need to do to keep going, and that’s a triumph in itself. Life is unpredictable, and   The beauty of the New Year is that it gives us a clean slate. It reminds us that we’re not
        sometimes survival is the best we can manage.                         bound by our past decisions or circumstances. Every choice we make—whether to survive
                                                                              or thrive—is valid, and there’s no judgment in where you are right now. But if you hear a
        But the New Year invites us to consider the possibility of more—of thriving. Thriving is
                                                                              whisper inside you, urging you to take that leap, let this be the year you listen.
        about growth, fulfillment, and daring to reach for something greater. It means stepping

        beyond your comfort zone and imagining a life where you’re not just getting by but   Thriving doesn’t mean you have to overhaul your life overnight. It begins with small,

        genuinely flourishing. While survival is reactive, thriving is proactive. It requires courage,  intentional steps—choosing courage over fear, growth over stagnation, and possibility

        intention, and often, the willingness to embrace discomfort.          over limitation. It’s about deciding that you’re worthy of the effort it takes to create a
                                                                              life that inspires you.
        The choice to thrive is not about dismissing challenges or pretending everything is perfect.

        Thriving acknowledges the reality of hardships but refuses to be defined by them. It’s   So as you step into the New Year, ask yourself: What would it look like to thrive? Whatever
        about daring to dream, setting goals, and pursuing them with passion. It’s about seeking   your answer, know that you have the power to choose. This year, survival is an option.
        joy, cultivating resilience, and building a life that aligns with your deepest values.  Thriving is a choice. And the decision is yours.
        Choosing to thrive might mean starting that project you’ve been postponing, learning
        a new skill, or reaching out to build meaningful connections. It might mean letting go
        of something—or someone—that no longer serves you. It could be as bold as changing        Darshan Mehta is the founder and CEO of Carmina,
        careers or as subtle as committing to self-care practices prioritising your well-being.   a Latin cuisine restaurant in Bangkok, and the host of
        Thriving looks different for everyone, but it always involves growth.                     the “Getting to Aha” podcast.  He also the founder

        Of course, thriving comes with risks. It’s not always easy to venture into the unknown,   of iResearch, an online insights platform that enables

        to push against the limits of what feels comfortable. There will be moments of doubt,     companies to quickly, easily, and affordably extract
        fear, and even failure. But those moments are not signs of weakness; they’re evidence     insights from consumers or employees worldwide.
        that you’re striving for something more.                                                  He can be reached at dm@iresearch.com.
        MASAL A LITE  ISSUE 169 - JANUARY 2025
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